Facility 02 // Real Property
Build equity.
Not anxiety.
Mortgage lending without the bureaucratic drag. Pre-approval in 48 hours, dedicated loan officer, and rate locks that actually hold.
Three programs. Zero noise.
30-YR Fixed
Primary Purchase
First-time buyers, move-up purchases, and second homes. Down payments from 5%.
5.84% APR
30-YR Fixed
Refinance
Lower your rate or pull equity for renovation, debt payoff, or investment.
5.62% APR
30-YR Fixed
Jumbo
Loans above conforming limits. Up to $3M with full doc underwriting.
6.04% APR
// Process
From application to close.
Most OrangeLC mortgages close in 21 days. You get one loan officer who answers their phone, an underwriter who reviews your file in 72 hours, and a rate lock that won't expire on the eve of closing.
Get Pre-Approved21 DAYS
Avg. close
48 HRS
Pre-approval
72 HRS
Underwriting
$3M
Max jumbo
5%
Min. down
0
Lock-in fees